Jasmine McCall: The Inspiring 32-Year-Old Mom Making $143,000/Month with Paybump

 In the bustling world of entrepreneurship, stories of remarkable individuals achieving extraordinary success never fail to captivate our imagination. One such luminary is Jasmine McCall, a 32-year-old mom who defied the odds to become the founder of Paybump, a venture generating an astounding $143,000 per month in passive income. In an exclusive interview with CNBC Change Makers, Jasmine shares her insights and the invaluable lessons she gleaned along her journey to success. Here, we delve into the five transformative books that shaped Jasmine's entrepreneurial odyssey and propelled her towards greatness.

1. 1. 'The Power of Broke: How Empty Pockets, a Tight Budget, and a Hunger for Success Can Become Your Greatest Competitive Advantage' by Daymond John
   Daymond John's compelling narrative resonated deeply with Jasmine, who, like many aspiring entrepreneurs, started her journey with limited resources. This book taught her the power of resourcefulness and how a hunger for success can be leveraged as a competitive advantage.

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3. 2. 'Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not' by Robert Kiyosaki
   Robert Kiyosaki's timeless classic provided Jasmine with a paradigm shift in her mindset towards wealth and financial independence. By contrasting the money philosophies of two fathers, Kiyosaki instilled in her the principles of financial literacy and asset accumulation essential for building long-term wealth.

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5. 3. 'The Lean Startup: How Today’s Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses' by Eric Ries
   Jasmine credits Eric Ries' groundbreaking work for revolutionizing her approach to entrepreneurship. 'The Lean Startup' taught her the importance of iterative development, rapid experimentation, and customer feedback in building a sustainable and successful business.

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7. 4. 'The YouTube Formula: How Anyone Can Unlock the Algorithm to Drive Views, Build an Audience, and Grow Revenue' by Derral Eves
   As a visionary entrepreneur in the digital age, Jasmine recognized the significance of mastering online platforms like YouTube. Derral Eves' insightful guide provided her with the strategies and tactics to harness the power of the YouTube algorithm, effectively reaching her target audience and driving revenue growth.

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9. 5. 'Ask and It Is Given: Learning to Manifest Your Desires' by Esther and Jerry Hicks
   Finally, Jasmine found inspiration in the spiritual teachings of Esther and Jerry Hicks. 'Ask and It Is Given' instilled in her the belief in the law of attraction and the power of manifestation, empowering her to envision her goals with clarity and manifest them into reality.

Through unwavering determination, relentless perseverance, and a commitment to lifelong learning, Jasmine McCall transformed her entrepreneurial dreams into a lucrative reality. Aspiring entrepreneurs worldwide can draw inspiration from her remarkable journey and the invaluable wisdom distilled from these transformative books. With the right mindset, guidance, and perseverance, success knows no bounds.

You can read her full story and many more on CNBC Change Makers.

Calculate your Loan Repayment: Calculate your monthly Loan Repayment: Loan Repayment Tracker

Loan Repayment Tracker

Loan Amount: Annual Interest Rate (%): Loan Term (months):

Optimize Your Finances: Mastering the 50-30-20 Budget Rule Calculator for Smart Money Management in 2024

Income: Needs (50%): Wants (30%): Savings (20%):

Master Your Finances: Free Downloadable 50-30-20 Monthly Budget PDF and Defining the 50-30-20 Budget Rule

 Are you ready to take charge of your finances and achieve better control over your monthly spending? Look no further! In this blog post, we'll delve into the highly effective 50-30-20 budgeting system and provide you with a free downloadable monthly budget template in PDF format. This comprehensive guide will empower you to manage your finances better and pave the way toward financial stability.

Understanding the 50-30-20 Budget System

The 50-30-20 budgeting rule is a straightforward, yet powerful method designed to help individuals allocate their income wisely. It suggests dividing your after-tax income into three main categories:

1. Essentials (50%): This category covers necessities such as housing, utilities, groceries, transportation, and other essential bills. It ensures you prioritize your basic needs without overspending.

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3. Wants (30%): The wants category allows for discretionary spending on non-essential items like dining out, entertainment, hobbies, and luxuries. It encourages a balance between enjoying life's pleasures while maintaining financial discipline.

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5. Savings and Debt Repayment (20%): Allocating a significant portion of your income toward savings, investments, and paying off debts is crucial for long-term financial security. This category focuses on building an emergency fund, saving for retirement, or tackling debts systematically.

  [Download the Free 50-30-20 Monthly Budget PDF Template]

Exploring the Benefits of the 50-30-20 Budget System

Implementing the 50-30-20 budgeting method offers numerous advantages:

• Clarity and Organization: It provides a clear structure for managing your finances, making it easier to track where your money is going.
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• Financial Discipline: By limiting spending in certain areas, it encourages mindful spending habits and curbs unnecessary expenses.
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• Savings Growth: Prioritizing savings and debt repayment enables you to build a robust financial safety net and work toward your long-term financial goals.

Free Downloadable 50-30-20 Monthly Budget Template (PDF)

We understand the importance of practical tools in applying budgeting principles. Therefore, we're excited to offer you a free downloadable 50-30-20 monthly budget template in PDF format. This user-friendly template will assist you in implementing the 50-30-20 budgeting system effortlessly.

[Download the Free Printable 50-30-20 Monthly Budget PDF Template]

Additional Insights on the 50-30-20 Budget System

To complement your understanding of the 50-30-20 budgeting approach, we've curated two insightful blog posts:

1. "Mastering Essentials: Understanding the 50% Allocation" - This post delves deeper into the essentials category, providing tips on optimizing spending on necessities and managing crucial expenses within the 50% bracket.

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3. "Balancing Wants: Maximizing the 30% Allocation" - Explore effective strategies for allocating and controlling discretionary spending, ensuring that you strike the right balance between enjoying life and maintaining financial discipline.

Conclusion

Take charge of your financial future by adopting the 50-30-20 budgeting system. Use the free downloadable monthly budget template and leverage our additional blog posts to gain comprehensive insights into optimizing your spending and savings habits.

Start your journey toward financial wellness today!

Feel free to share your views and comments below.

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[Disclaimer: Remember, while budgeting rules like 50-30-20 can be effective, individual financial circumstances may vary. Consult with a financial advisor for personalized advice.]

The Best Etsy Print-on-Demand Companies of 2023: Elevate Your Business in 2024

 Are you an Etsy seller looking to elevate your

business through print-on-demand services?

Finding the right partner is crucial for success.

Forbes Advisor has curated the crème de la crème of print-on-demand companies for 2023, presenting you with the top contenders to consider enhancing your business in 2024.

Printful: Elevating Standards in Quality

1. As crowned by Forbes Advisor, Printful stands tall for its uncompromising commitment to quality. From apparel to accessories, Printful ensures top-notch craftsmanship, setting a benchmark for print-on-demand excellence.

Printify: Seamlessly Integrating Multi-Shop Platforms

1. Embracing the spirit of versatility, Printify emerges as the best choice for multi-shop integration. Streamline your Etsy store effortlessly while expanding across various platforms for maximum exposure and sales.

Gelato: Bridging Boundaries with International Reach

1. Forbes Advisor recognizes Gelato for its remarkable global presence. With a widespread network, Gelato facilitates seamless international shipping, allowing your creations to reach customers worldwide.

Gooten: Streamlining Operations with Automated Order Fulfillment

1. Efficiency is key, and Gooten excels in this aspect. Forbes Advisor commends Gooten for its automated order fulfillment, freeing up your time to focus on creativity and business growth.

Art of Where: Crafting Custom-Made Products with Precision.

Standing out for its dedication to customization, Art of Where takes center stage for tailored products. Forbes Advisor celebrates its commitment to helping you offer unique, bespoke items to your clientele.

For Etsy entrepreneurs looking to amplify their print-on-demand endeavors in 2024, these five industry-leading companies endorsed by Forbes Advisor provide a blueprint for success. Elevate your business, expand your reach, and delight your customers with these esteemed partners.

Reference.

5 Best Etsy Print On Demand Companies Of 2023

Unlock Your Potential: Learn Valuable Skills on Alison to Build Your Future in 2024

 Are you ready to embrace a new skill set that could potentially transform your life? Join the millions of students worldwide who have discovered the power of learning on Alison, an acclaimed platform offering a myriad of courses designed to equip you with practical skills for success.

In the upcoming year 2024, take a significant step towards personal and professional growth by enrolling in courses that can pave the way for a lucrative side income or even empower you to become your own boss.

At Alison, the possibilities are endless. Here are just a few skills you can master:

1. Diploma in Interior Design: Unleash your creativity and delve into the world of interior design, mastering the art of creating captivating spaces.
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4. Diploma in Digital Photography, Mobile Photography: Capture moments through the lens by honing your photography skills, whether it's with a professional camera or your smartphone.
5. How to Create Video Stories of Your Family: Embrace the art of storytelling through video creation, preserving cherished family memories in a captivating and engaging manner.
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Don't miss out on this opportunity! Sign up now on Alison to embark on your journey toward acquiring these valuable skills. Gain access to high-quality courses, expert-led instruction, and flexible learning options that fit your schedule.

Empower yourself in 2024 by investing in your education with Alison. Whether you're looking to enhance your current career, explore a new passion, or embark on an entrepreneurial venture, Alison offers the gateway to your aspirations. Don't hesitate—start your learning journey today!